regulated consumer loans are made at rates of interest greater than 10%. Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. The most common types of regulated loans are made under one of two rate structures described in Chapter 342 of the Texas Finance Code Resources
WELCOME to the Texas Consumer Finance Association. TCFA is one of the largest state associations of regulated lenders under Chapter 342 of the Texas Finance Code. TCFA is a network of individuals working together to provide a strong unified voice for the regulated lending industry.
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Whether you’re a first-time homebuyer, needing to refinance on your existing mortgage or looking to upgrade to the home of your dreams, Lone Star Financing has a mortgage solution to meet your needs. Austin Texas has a lot of mortgage lenders and we know you have a decision in your home loan shopping process.
Consumer complaint form information About the Complaint Process. The Texas Department of Savings and Mortgage Lending (the department) accepts signed, written complaints against Residential Mortgage Loan Originators, Mortgage Companies, Financial Services Companies, Auxiliary mortgage loan activity companies, and independent contractor loan processors and Underwriters licensed under Texas.
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